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The definitive account of the trillion-dollar payment card industry.The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changes―including the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commerce―that could alter the payment card industry dramatically in the years to come.

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Wipe those monthly subscription payments away with this HDTV antenna that maximizes your local broadcast TV experience. The small compact design makes it ideal for indoor or outdoor use. His antenna receives TV broadcasts including 8K, 4K and standard HD formats for highest quality picture and sound and is NextGenTV (ATSC 3.0) compatible to deliver stunning 4K Ultra HD picture and movie theater quality sound.

A digital business card on the back of your phone! Adhesive backing keeps it in place Simply tap this custom business card on the back of any compatible phone, or use the unique QR code to instantly share your contact info, social media, payment apps, and more Features the industry-leading X1 chip, offering a fast, reliable sharing experience Shares information 3x faster than the original Popl Dot Compatible with both Android and iOS devices Add your custom personalization